Next-Generation Risk Intelligence for Canadian Lenders & Founders

FinRiskIQ provides commercial lenders, VCs, and fintechs with a forward-looking view of startup and SME risk. Empower your portfolio companies to build a stronger case for funding with our AI-powered stress testing and analysis.

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How FinRiskIQ Works

From data connection to dynamic risk intelligence, our process is transparent and powerful.

Connect Financial & Operational Data

Users link banking, accounting, and growth metrics to build a real-time financial profile.

Run Scenario-Based Stress Tests

The system simulates economic shifts (rate hikes, inflation) to test repayment resilience.

Generate Dynamic Risk Scores

AI models produce a forward-looking credit risk score tailored to startup or SME realities.

Receive Alerts & Insights in Real-Time

Borrowers and lenders get proactive risk alerts, scenario reports, and loan structuring suggestions.

Lenders Monitor and Engage

Lenders initiate assessments, review risk dashboards, and use insights to adjust loan terms. Credit officers review bias-audited scores, adjust terms, and log inclusion metrics.

Key Innovations

A Smarter Approach to Startup Risk

Dynamic AI Stress Testing
Continuously simulates multiple economic and geopolitical scenarios to reveal hidden exposure across time horizons.
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Startup-Specific Scoring
Integrates VC signals, growth trajectory data to assess risk more accurately & flags bias for more equitable decisions.
Test Your Scoring
Early Warning AlertsComing Soon
Flags deteriorating financial signals before default risk escalates, giving both parties time to act.

Created to Empower

We empower lenders to make more informed decisions and help high-growth SMEs build a compelling, data-backed case for financing.

Built for the Modern Canadian Financial Ecosystem

FinRiskIQ provides tailored insights for every stakeholder in the startup and SME lending process.

Commercial Lenders

Make faster, data-driven decisions. Reduce default risk and manage portfolio exposure with forward-looking stress tests.

Fintech & Neo-banks

Enhance your underwriting models with alternative data and AI-powered scoring. Offer more competitive and equitable loan products.

Venture Capital Firms

Assess the resilience of potential investments and portfolio companies. Gain deeper insights beyond the pitch deck.

SMEs & Startups

Understand your risk profile from a lender's perspective. Build a stronger, data-backed case for your next funding round.

Beyond the Credit Score

Move from static, rearview-mirror analysis to dynamic, forward-looking intelligence.

Traditional Analysis

Static, point-in-time data
Relies heavily on credit history
Overlooks intangible assets
One-size-fits-all models

FinRiskIQ Analysis

Dynamic, scenario-based simulation
Incorporates alternative & real-time data
Values team, IP, and market traction
Tailored to investor risk appetite

Ready to Make Better Lending Decisions?

Whether you're managing a loan portfolio or seeking funding, get the clarity you need. Generate your first report in minutes—it's free and requires no signup.

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